Signs of hail damage
- Dark spots or bruises on shingles where granules got knocked off
- Granules piling up at the bottom of downspouts
- Dents in gutters, downspouts, roof vents and the metal caps on top of the roof
- Cracked or split shingles
- Dings on window screens, siding, or the AC unit, which mean the roof probably got hit too
Why it matters even if nothing leaks yet
The granules on a shingle protect it from the sun. Once hail knocks them off, the asphalt underneath breaks down faster, and cracks open up over the next few seasons. A roof that looks fine the day after a storm can start leaking a year later. Not sure if it's hail or age? Read hail damage vs. normal wear.
Hail damage and insurance
Most homeowner policies cover sudden damage from hail and wind, but every policy is different, and many have a deadline for filing a claim. Check your own policy, and read our roof insurance claim guide before you call your insurer.